Okay. You start.

Next time, please don't write a novel.

That happens organically in discussions here and via your profile. Best to post on specific topics in the appropriate categories. Take it slow.

I see that you own a moving company. I was dispatcher / traffic manager for a moving company and emergency freight hauler many decades ago. I was once chased down the stairs by a fireproof filing cabinet that got loose from its dolly. The guy who ran from it along with me, didn't quite make it. I don't think his back was ever right after that. As I recall, workman's comp premiums were brutal, some of the highest anywhere. That's probably one thing that hasn't changed in 40 years.

Anyway, welcome.

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