Do you believe that life is mostly about luck?
No such thing as luck-luck is for those who want to give away control from their lives. To blame bad descisions in life on luck. The latter is akin to a religion to me and to be honest I disagree with the concept.
Its a matter of where you are located at a certain period of time - who you meet, what influence they have in your life and how you respond to it. Almost a game of chance.
I think life is more about your ability to adjust and plan. I'm told that I'm very lucky, but many of those things I have prepared years for.