I can't tell you how many times someone has hit a vehicle i owned at the time, and did not have insurance. It has happened with nearly every car i have owned, and trust me, i change cars around 2-3 years. I know the laws vary from state to state but in Texas the law requires a minimum of liability insurance.

Last week, my neighbor across the street was backing out of her drive way and backed into my vehicle, which happen to be parked on the street in front of my home. The neighbor actually knocked on my door and admitted the whole thing with insurance proof in hand.

I was in complete shock!

Just when you start to lose confidence in humanity someone
steps up and practice humanity to restore this confidence in our species.