So buying a "tiny house" is more like buying a camp trailer than a house...is this the sort of tiny house you are considering?

If so, make sure to have someone with construction experience look at it with you.

Bank will probably want you to finance as a camper instead of a house.

As somebody who answers "I'm trying to buy a house and the mortgage company found blah, blah, blah on my credit report and I have to have it fixed by tomorrow." questions at least once a month.

Get your full credit report first!! Not just the score, the actual report!!!

If there are negative things you have time to work on getting them fixed before you're in the middle of trying to get the loan.

Find a co signer , that will ease everything up . The other advice is good , inspect etc. Good luck ! If you want to live in NJ , I could rent you one of my houses . Mick

Get a competent inspection done. Also, decide in advance on your anti-anxiety medication; I like kava kava.

In your situation you might want to inquire if you can rent instead with an option to buy.

Make sure it is not about to fall down ?

Try to keep some money in reserve for when something inevitably breaks.