The following are the details of a highly workable universal healthcare program. First the BENEFITS. The benefits would be:

• No insurance premiums
• No co-pays, out-of-network costs, or hidden costs to pay.
• Greatly reduced prescription costs, due to strict negotiations on costs through negotiation of prices, and requirement of justification of pricing.
• No exclusion to due previously existing conditions
• NO personal or family bankruptcies due to medical costs.
• NO deaths caused by not being able to receive meical services due to cost.
• It would mean that persons would not be trapped in unsatisfying or undesirable positions just to maintain healthcare.
• Better overall healthcare for the vast majority of American residents.
• Greater overall productivity and less time lost from work.
• Reduced costs to businesses due to not having to spend money for personnel, equipment and time dealing with healthcare and health insurance issues.
• Increased money for salaries and wages, due to the above reduced costs to businesses

Next how do we, as individuals and as a nation, pay for universal healthcare? The COSTS. The answer is simple. We should tax all personal income from all sources, up to a cap of %500,000 of personal income. For persons earning wages and salaries, the person should pay a health tax of 7.5 percent of income, matched by the same amount paid by the employer. For persons whose income comes from all other sources dividends, fees, royalties, rentals, stock and bonds sales, etc., the person should pay a rate of 10.0 percent. That would generate more than enough income to cover the costs of the program.

In other words, the only costs to the individual, to businesses, and to the country would be a nominal tax by the individual and employers. In return, the benefits to the individual, to businesses, and to the nation would be huge! That is the crux of the issue. I would be happy to answer any questions on this. I would also be glad to provide details on issues such as doctors, hospitals, insurance companies, and operating arrangements if asked. Limited space prevents me from addressing those issues now.