Congratulations on the new house.
Look at it this way, if you ever need to sue the insurance company over that particular loophole, make them have to prove god exists, IN COURT.

Yes! It's everywhere, on leases, warranties, etc. We have got to throw god away ang get him off our currency, and out of schools. What a huge load of propaganda-poo.

Insurance companies should be more specific than to say "act of god." There are plenty of people who think every damn thing is an "act of god." It's not faulty wiring or poorly made appliances or an idiot plumber, it's an "act of god!"
PS - if that's a photo of your home, congrats! It's gorgeous!

it doesn't even bother me, same as it doesn't bother me when i hear oh god during sex or jeeesus when some idiot does something stupid

Love the house....

I'm surprised that they still use that term. It hasn't been included in insurance policies here for years.
Taken logically if it is ascertained that your house was damaged by "an act of god" and you don't believe in god , should you be compensated ?

I went up against my old neighbor's insurance company when their tree fell on my house. Mine fixed things when theirs refused, I wanted my first 500 back. The insurance lawyer only had act of god as a defense. I'm no lawyer, but I dug up some statutes and stood in front of the magistrate. The magistrate stopped me and said "son, if a tree falls in the woods and damages something, some one pays." I won. No such thing as act of god.

That said, flooding is seldom covered unless specifically listed and paid for. Lots of people now build in flood zones.

Looks lovely.

It should be natural disaster for everybody, not just atheists, christians too.

Oh my gosh, what a gorgeous house!

I agree that things like the ol' "act of god" clause should be phrased more accurately, but you know how people are. That's one of those things that I've decided to let go of so I can be less angry. Theists are gonna theist, there but for the grace of critical thinking go I, hahaha.

I wish they would!

Same thing . Act of god is a act beyond prediction. I wouldnt sweat the words. Old school law terms

Very easy for mere faceless avatars like Bobby to spread disinformation, Level 9 or not... no one to blame.

acts of God - Investopedia

[investopedia.com] › ... › Insurance › Home Insurance
Aug 8, 2019 - Insurance companies often limit or exclude coverage for acts of God. ... Acts of God do not imply that no one is liable for damages. ... Of note, some homeowner insurance policies cover damage to the home itself related to ...

If you have to fight it out in court, insurance companies are hoping that court is in the Bible Belt! And some insurance companies have unspoken policies of denying most claims at first, seeing who has the guts and awareness to challenge them. My sister, whom I no longer speak to, is a hatchet woman for Met Life: she has "earned" Hawaiian vacations 6 years in a row by denying claims, often to elderly or ignorant folks, and saving Met Life millions of dollars. @TimeOutForMe

Allstate was notorious for that. Hire a -paralegal if necessary to communicate with them. Cheaper than a lawyer.

It does raise the question of legality and enforceability.

Act of god can’t happen so you’re all good.

I'm jealous! Look at all the windows, and the view! No knowledge of what you're asking about, but you did manage to evoke serious envy!

How is ‘Mother Nature’ any better or worse than ‘Act of God’? I’d also be surprised if the document did not explicitly state what they mean by ‘Act of God’.

Side note - is this a view from inside the house you like? If so, what did you think? Is it great inside & out?

You are good, but to them an "act of god" is something the insurance companies do not want to cover. Check with the policy people to see. A hurricane or sometimes even being struck by lightning is not covered. If god had it in for you maybe they will not cover. Also, a flood is often on separate insurance.

That is a lawyers trick to avoid responsibility for predictable occurrences that are not prepared for....earthquake resistant buildings cost more money .....same with high wind or flooding....insurance and design liability are avoided to cheat the insured....same with fire resistant buildings with good sprinkler systems

WHat for ?

It's an antiquity that hasn't outlived it's usefulness yet. Things unlikely and destructive have to be accounted for so they can wiggle out of some obligation. It's a weasel move if you ask me.