Billy Connelly starred in a film about the man who sued god. but this guy was long before him.
Insurance Companies truly love the phrase " An Act of God," it's their single most and biggest cop-out line/excuse of all time simply because, a) No-one can sue something that has never/never will exist, and, b) by claim it to be such an 'act', it absolves them of ANY pecuniary costs/expenses, i.e. profit without responsibilities.