If you decide to buy a vehicle , which is a rather expensive deal , and need to borrow money to finance the transaction , the lender will check your credit and your normal income , before lending you the money . If you choose to invest in a home , again , the lender will check your credit and your income to be assured that you will be capable of repaying the loan . According to the 2015 census , it now costs over $250,000 , to raise a child . That's over a quarter of a million dollars , to raise a child . I see a lot of men interested in having sex either long term or hookups , but not only do I see absolutely nothing from them about being responsible for their actions , they even feel the right to shame women into even trying to find out if they will be responsible in any way for the damage they can cause to a woman's life . Women STILL earn 20% less than a man , for doing the same work , but in addition , she will have to leave her job for at least a couple of months for the birth and recovery period after the birth . Perhaps it would make more sense if a woman required a quarter million deposit , before she had sex them , she won't have to inquire as to a man's intentions or ability to be responsible .