your body gets acclimated to warm weather and if its cool you think its way colder
works for heat too
when I first moved to texas from Illinois it had been over 100 for a couple of weeks
my kids were in the back seat shivering and begging for heat and I was gonna comply as I drove by the bank it said 85 degrees
I rolled down all the windows 85 is hot but we were freezing lol

Here in SouthEastern CT it is 45........."normal" would be 20-ish

39 with high of44

29 and windy with freezing fog in Chicago

It's 25 in eastern WA State but it's a dry cold. That's your problem 42 and wet feels a lot colder. hahahahaha

42 right now in Arizona (middle of the night). We're dying here...Until tomorrow when it will be 70.