I want to go to the country side and grow old with it living my life peacefully enjoy tranquailty peace and harmony experiencing sunshine and sunsets, bubling creek and healthy life style

When I retired , I bought a home for my retirement years and moved south . Within weeks , I hired a company to mow the lawn , and they still do this for me . Next , I located and hired someone , to take care of the pool . A year ago , I hired a young man to help me with house hold chores , for about half a day , once a week . At present , these all seem to be working out , very well for me . I've been looking into the grocery delivery services , but haven't tried that , yet . My Mom developed Alzhimers , it concerns me , that as life goes on , I may not be able to care for myself , even with the assistance of hired help . I love the suggestions everyone has given me , and hope to have adequate plans in place , before the need arises . I was surprised how many responses there were , in such a short period of time , and hope to see many more good ideas . I do believe in quality of life , and hope to enjoy my remaining years that I've worked so long and diligently to prepare for , in my own home , doing the things I enjoy doing .

I plan to transfer my assets to my son early. As soon as I find out I'm terminal I plan to go to the Aston Martin dealer in Palm Springs and test drive a Vanquish off Rim of the World.

Different country, but I put my sister and mother into aged care 18 months ago, numerous friends work in the industry, both in aged care facilities as well as care in peopels own homes. Our aged care industry is about to be overheauled due to poor treatment of residents nationally.
The only hting that I find different in my experience is the longevity. Some people leave it too long to go in, ie they are on deaths door that distorts the figures. In the past 4 years, 5 couples in my street sold up and went into retirement villages. Their decision, they told their kids after they made up there minds. They still travel, have retained their vehicles, a few plan over seas trips.
Yet some do not have to cook or clean, go on bus trips with other residents. We have this thing called "aging in place" you can enter a home that is more like a housing complex and be very independent but you have emergency buzzers and such. As you age you can move into residential care on the same premises, there you stay. You just get more assistance as time goes on, as you need it. It is a very gradual process for some taking many years. I was in an over 55s residential village that was flexible, I moved in at 51 and out at 55. It served its purpose for me.

Nope, I'm planning on a one way ticket to Switzerland if I make it to my dotage. I work in a Care Home, living in one is not part of my future plans. I couldn't comment on the American system, but when people are making a profit from other people's health/ or lack of it, I think there's something going wrong somewhere.

Retirement? Not likely. Too far in debt.

I'll probably be working until I drop dead, and then they'll piss on my grave for having the audacity to die while on the clock.

Could be once they have your money ....they don't need you.

That's why you have to be nice to your kids.

My wonderful son and daughter-in-law purchased a home where I have my own little suite, It's just lovely. I have a bedroom, living room and bathroom. There's no kitchen, but I have an area set up with a fridge, microwave, blender and Instant Pot. I don't need to use their kitchen very often. When I get to the point that I need care, we plan to hire help.
My daughter-in-law's mother is also here in her own space.
I am the only atheist in the house, but we just keep our thoughts to ourselves on the subject. I know there will come a time, but no one is ready yet.

As a retired home care nurse, I can tell you that, as with most other things, there are both good and bad examples of assisted living facilities. My sister and I have recently had to place our mother in one. We opted for a group home instead of a facility. For one, it’s an actual home instead of a facility. Also, most group homes are limited to 8-10 residents. At least in Arizona, there are state agencies available to assist people who are attempting to arrange for placement for themselves or family members. Group homes are licensed by the state, so are bound by state laws regarding acceptable levels of care, having availability of medical supervision, etc. You might consider assigning your medical and financial powers of attorney to a trusted family member if there is one, to be responsible for payments to the group home, or there are also public fiduciaries available to help vulnerable seniors manage their finances.

I focus on maximizing healthy living to lengthen independence and screw the assistant living thinking. The best we can all wish for is a long life and a quick death.

Maybe less structured Independent living is more appropriate for your needs. My only direct experience is with my in-laws here in Springfield Illinois. He was 95 years old and she was 91 years old at the time they moved into Brendan gardens independent living apartments two years ago. He died shortly after they moved in, but she is still there, loves it, and wishes she would have moved there sooner. She is legally blind, has had bladder cancer, and both knees replaced, and has no problems living there on her own. Rent is all-inclusive including three excellent meals per day, quite a number of on-site activities, transportation to and from doctors appointments and trips to local stores. I'm sure it is much cheaper than an assisted living facility, and a nice thing about it is that it seems that once a person is established there, as she ages and perhaps may need more intensive care, she will be allowed to stay as long as possible.

I know I am biased about this particular facility in a very positive way but hope that there is a place similar to this close to where you want to live. The only contact they have with your money is the rent they receive from you. No way would they be authorized to or attempt to access a resident's money for anything else. A link to their website:

[fivestarseniorliving.com]

Not quite to retirement yet, but forme, I'm going to live in my own home, if I can't , I can't live. End of story. Quality of life far outweighs quantity for me.

I've worked in a retirement community for over 9 years now. We offer a spectrum of services, from independent living (basically like living in a regular apartment with some perks) through assisted living, memory care and skilled nursing. I do not work in the financial office, so I don't know all the minutiae. Independent living can be expensive because the residents are basically buying an apartment. They also pay monthly fees that cover concierge services, access to public areas, activities, transportation, meals as desired, etc. I work with dining services, primarily on the healthcare side. I'm pretty sure they do not take all of your money up front! Yes, if someone is looking for long term placement, we do ask that they provide financials showing they can afford a minimum of two years, but we don't ask them to pay it immediately upon moving in. We have had plenty of people decide to move for various reasons. No one is stuck with us! As for staffing, unfortunately there are a lot of places that have staffing issues, even my facility (and we are one of the best in the area.) Hopefully that is not the norm or the majority. Residents and their families need to be their own advocates and voice their concerns to the director of nursing, the social worker, the administrator or the local ombudsman. Most of my coworkers in every department genuinely care about our residents. It creates a happy, homey atmosphere that everyone enjoys. As far as life expectancy, we have had residents live there for much longer than two years! I think that depends more on your personal health. One thing I would suggest for people pondering their golden years is to look into home health or personal caregivers. Having assistance in your own home can help keep you in your home longer. They can cook, clean, drive you around, help with hygiene, remind you to take your meds, etc. Paying for full or part time help instead of assisted living care can help your funds last a little longer while maintaining more of your independence. So, now that I've rambled on and on, I hope I've helped a little bit. I'm happy to answer questions as much as I can - just be sure to tag me or message me directly. Best wishes!!

I won't be moving into assisted living . My family will move in with me until I decide I have had enough.

Plan on keeping my house-when I was sick my sister suggested it and I said FU.

Retired but luckily Fully Functional. Best Wishes in your ordeal. I do has becomed the "Family Package". From my daughters in Jacksonville, to my son in Vegas, to my sister in Maryland. Retired and raising hell where ever I am... Because is my nature, I pay as I go. But they are convinced that I still need adult supervision and should not be left alone to my own devices.

You might want to look into elder housing or supported housing.

There is some help available but not at the level of assisted living. You have more independence in these sort of communities - or so I've been told.

That’s about what I’ve heard too, but I haven’t researched thoroughly.