The reference I made was from the bible. christians may have stole that from jewish law but it is written in the bible

@Tejas christians stole nothing. the old testiment is purported as being in part laws for the nation of Israel prior to 2000 years ago. Other parts of the old testiment are like collections of writtings from the national archives of writtings of Israel prior to 2000 years ago.

Maybe! I'm not legal expert but if you could find a loop hole, get yours.

Your not paying for their freebies, the debt simply cannot be held against you. Its a law that mostly helps poor people, wealthy people pay their debts cause 1 they can afford it 2 good credit is important to them

@Tejas The consumer pays for the credit company losses in higher fees and interest. So yes, we pay for it.

@Leelu yes thats how a credit company works. There are lots of ways for someone to go into debt. Do you also believe in paying off student loan debt for 30 plus years?

@Tejas If that's the deal or promise you made, yes. No one makes you take out a 30yrs loan. That's a choice. Just like the school you choose to get your education. If you can't afford it or don't want to pay on it for 30yrs, make another choice. People take out 30yrs mortgages every day. Their house is an investment. Your education is an investment but you also can choose less, less expensive college, less loan.

Are you saying people should be able to get money or tens or 100's of thousands of dollars in loans and then shirk their responsibility after they spent the money? Default on their promise?

@Leelu People do that now. most crimes have statue of limitations anyway. Im not an expert on finances or law. I do believe something you did decades in your past shouldn't be held against someone like they did it yesterday.

I hear this from people, but I honestly can't understand what it means. I was religious and I'm not now. I have no less hope now than I did when I was religious.

@Eazyduzzit Well, it is like this; some people have a need to believe that after we are dead there is something else. They cannot understand that it should the end, they find it difficult to comprehend that we are not special and there is a reason for us being here.

@Jolanta I understand what you're saying. I think it's just the way my mind works, but I still don't understand how it gives people hope. Most of the religious say they believe in an afterlife, but they act as if they don't.

@Eazyduzzit Well, you know all those christians who are ever so un christ like, same thing.

Religions will also refuse certain treatments, refuse to treat certain groups, refuse to hire certain groups, and require participation in their rituals for aid, all based on Iron-Age myths. Secular institutions treat, hire, and aid all comers based solely on need.

everybody has their price 100k is alot of money

Is there a name with similar connotation for a man who might sell his body? Society views women differently and it is really annoying.

@silverotter11 in the UK legally, whatever genitals you have, selling your body for sex has the same name and same penalties.
It is called prostitution, or colloquially whoring, and has for all time been an equal opportunities employer.

@LenHazell53 That's refreshing.

@Tejas well shit. Cut by a positive statement by a negative attitude, backed by the wisdom of experience???

@silverotter11 a whore, is a whore. Some are just honest in their trade, and some are black hatters looking for something, for nothing

@HankSherman I think the sex work is normal and should be legalized.

I believe its more of a LOCAL thing

@Tejas Ask ANY Chrustian ( Christian) and you'll get the reply, " It's in the bible and Christianity IS World-wide Religion."

the statue of limitations in texas for debt collection is 4 years. the 7 year forgiveness is a little different.

@Tejas I lived in Texas most of my life. I have never heard of "forgiveness". Could you please explain what the difference is since once the statue of limitations is passed, you aren't required to pay pay it.

@kiramea once 7 years has passed the debt is erased off of your credit history

you would have to look up the specifics for that scenario. Its known as the "non debtor" law

Can't be held against you "on your credit". Works the same on your credit report, but does not mean you get to keep the house without paying. If you lose your house in foreclosure, that won't be on your credit report after 7 years. That's all this law means

@JonnaBononna
your explanation makes more sense then.

Im not sure how it works for buying a house, land or car. If you're squatting in a house im sure the courts would have the police remove you. I think the time counts on when you stop paying not when you start.

sure. the post was intended shed light on positives originated from religion.

@Tejas And, THAT is a POSITIVE from Religion?????

@Triphid In my opinion yes. It helped me when I was about 19 I had to have my appendix removed, and after all was said and done I owed the hospital around eight thousand dollars. Being 8k in debt before even starting your life is wrong imo

@Tejas - I found your question somewhat difficult to address because nearly all if not all cultures evolved with religion in one form or another. One could argue (as some religious people do) that all positive effects come from religion. I would argue that these positive effects are not necessarily the product of religion but rather they evolved alongside and with religion. What helped tribes and clans remain cohesive and helped them survive became entrenched within their social order and became entrenched in religion which in many ways was simply the assumption of what was true from tneir perspective. So, is it really the religion that should get credit, or is it simply a workable policy that helped them survive. It is something that was entrenched in a religion and came to us through that religion, but how did it get there?

It isn't my intent to be offensive here so I apologize if what I say comes across that way.

@RussRAB all good, I welcome all forms of speech offensive and non. I think religion helped humans try to explain things that they couldn't explain at the time. We'd definitely be better off without it now.

@Tejas - I'm glad to know we are good. I agree that religions attempted to explain what they weren't able to explain in other ways and attempted to preserve aspects of social behavior generally beneficial to social order.

@Tejas Sorry to hear that.
Though I had my appendix removed aged 12 and since where my family and I lived the TOWN owned and operated its own Hospital, 5 storeys of it in all, that, at the time, was considered to be the VERY BEST Hospital in the Southern Hemisphere for Teaching and Training in Severe Emergency Traumas due to the massive Silver, Lead and Zinc Mining Industry here, it cost my family absolutely ZERO.in medical and hospital bills.
In the year 2000 when my 15 year old daughter was diagnosed wit Non-Hodgkin's Lymphoma which required 10 x 21 days Cycles of Chemotherapy, etc, etc, and I was her Sole Custody parent, that too cost me NOTHING at all thanks to the Australian Medicare Scheme and System.