Oh, thought you were talking about beer.

Cold, I wish it was cold here, about 37 degrees Celsius atm, and only going to get even bloody hotter, the lizards are already carrying waterbags around with them....LOl.

Here in Florida below 70F is cold for me, I've acclimated from the Northeast when 60F in the spring was ideal!

If it's calm, under -20, if it's windy... under -5 to -10. Great white north and all that jazz.

In tbe Fall, here in Ct, we start bundling up! (Around 55 degrees...brrrrr!) When the Spring comes, i find myself happy without a coat quute often. (Around 55 degrees...oh how beautiful!)
It is what you are acclimated to.

We have a new-ish and well insulated home. Temp is set to 72F daytime, 69F nightime. We have a gas fireplace that we have on quite often in winter.

A lot of what feels / seems cold has to do with the rate at which heat is leaving or entering a building. If it's -20F outside than it "feels" way colder at a given heat setting indoors than it would if it were, say, 40F. Also, humidity is a factor. Cold and damp is way more uncomfortable (for me, at least) than cold and dry. Wind chill is a huge factor outside.

So I don't have a hard-and-fast temp that I consider COLD. On a damp, windy, cloudy day where it's snowing, 30F might be brutally cold. On a dry, still, sunny day, it might need to be 10F or maybe 0F to get that effect on me. But if you are happy as a clam anywhere above -4F then you are better insulated than I am. Which is not unusual; women generally ARE tougher in this respect, as they on average have more subcutaneous fat per square inch which serves as effective insulation. When I was a kid I could never understand why the girls (dating myself here, this is the late 1960s, early 1970s) would walk to school in the dead of winter in a skirt with bare legs whereas I was miserable in long pants. Well, that's why.

37F here in Missouri,snow forecasted for tomorrow,not too bad as long as there's no wind but the chilling factor can take it below zero,when it does,so careful layering of clothes is needed.

I've always been pretty hot blooded naturally and I've got nothing but electric heaters at the moment but you've impressed even me lol. I think it's between 50 and 60F in my house at the moment and thats just about perfect to me. Without the heaters going on low intermittently itd be between 30-40 in here and thats fine if Im dressed/active but would be pushin it to shower and sleep in. Outdoors with a jacket and hat or hoodie, the chill doesn't normally reach my bones til it's pretty close to single digits.

My house gets down to 65F during the day (no heating)
At night it is at 70 F (with heating)
This would change if I had warmer blankets since I am cheap.

In my younger years I use to say as long as it was above 35 and under 100, over time the low increased by 15 and the high came down 15., now days, it has to be between 75 and 85 or I'm not there. On the other hand, my sister-in-law, from Mich. Would do yard work in short sleeve, light shirts, and shorts when it was in low 40s. And talk about Texas having such "nice" weather year round.

There are levels of cold - kind of like how the Eskimo had over 100 words for snow, and the ancient Egyptians had about 30 words for sand.

But truly cold, the painful kind, is below zero. Although I dislike anything less than about 50 fahrenheit. Give me 70s and 80s, and sunny - any day!

If you come to Scotland you will see what cold is lol. We are notorious for getting terrible weather. We are lucky if we get 3 weeks of sunshine the whole year.

Hard not to put on a brave front but anything above -20C isn’t too bad. I walk to work everyday so anything above -10C is just cool. Minus 40 is about my limit now but when I was a dog owner there was no lower limit.

I do live in Quebec so we have to say this type of thing; but your internal furnace appears to be more intense than mine. No heating at night - Impressive.

I'm living in Hawaii but I'm from Pennsylvania,so I'm used to cold weather. In the winter here I'm going to the beach, wearing shorts and tank tops, etc. The locals who've lived here for years are walking around with winter coats on lol. It's 70's in the day and 60's at night. Not even close to being cold for me.

I'm the person who's always cold, I'm guessing because I have a small frame so no insulation. I keep a jacket at work, and I'm the one who controls the thermostat. If I'm cold, I know everyone else is comfortable. If I get warm enough to take off my jacket, I know it's time to crank on the AC because everyone else is burning up. I keep the thermostat set to where everyone else is comfortable, not myself. I actually get teased if I walk around without my jacket on when it's not hot in the building because it happens so rarely.

Lower 40"s F. and below is cold me.

I would be shivering at your place. I don't have a heater or a thermostat, so I don't know what my indoor temperature is, but surely above 70 F.

I do know what is too cold in my swimming pool... the water was 66 F today and I did my laps, but was thankful for my winter wet suit. Hoping to get it heated by next winter, 72F or above would be nice.

When I lived on the mainland, I think I remember setting the thermostat to 72 daytime, 68 nighttime. Something like that. I like to be warm, but not too warm. Dislike being cold. That's for sure!

Indoors, I need at least 70 (21C) (given that my place doesn't have insulation in the walls -- I live in Louisiana, it seems to be far too common) during the day in my apartment, but given the lack of wall insulation, I'm often cold at that temp. Overnight I don't mind it being cold; I've been dropping the temps to 58 or so (15C). Outdoors, it's much more complicated for me. I lived in Minnesota until I was 12, so I experienced temps close to -40 (before adjusting for the wind chill), though we were out of school when it was that cold. I haven't lived there for a long time, and some of the coldest temps where I've felt really cold over the past 20 years were temps just above freezing, but in places like Mexico City or even Brazil where they don't have heating, making it feel worse than it is. I suspect that the feeling attached to those temps were due to lack of adjustment to those temps, lack of heat, perhaps not dressing like I would in most situations with those temperatures due to travel or the randomness of those lows.

I acclimatise pretty quickly. Living in Sydney, I used to think anything below 15°C as cold. Now I live in Manchester, it's anything below 5°C. The house is kept at 18°C for the kids. When I backpacked around SE Asia, within a week I was fine with constant 30°C and 90% humidity.

I honestly have zero gauge. I think there may be something wrong with me. I don't get cold (at all - have gotten the frostbite without realizing it to prove it, although that grew back so I guess I don't have the proof), and some days I'm really good with heat, others I can't move. I suppose I'm most comfortable at like 65F to 75F, but it usually has me overheating...it's just the acceptable range for most people near me.

Cold for me is -25C with a wind chill below -30. It's the wind that sucks the heat out.
I keep my thermostat at 20 because I like a warm house.