It’s awkward to be sure! Sorry you’re going thru it; a happier life is on the other side for you.
When you do the math, did you reevaluate expenses you deem “necessities”? Many of us have expenses for wants, not needs (ex., a friend bought a used car instead of leasing fancy new ones). What can you sell to earn cash? I’m living far more simply than I did when married, and the only things I miss are my gym membership and camping equipment.
Check divorce laws in your state. In NJ, collaborative divorce is faster and cheaper than going to court. My divorce was final in 9 months.
Also, check whether your state permits “do-it-yourself-divorce.”
We saw a collaborative divorce-trained therapist who served as a divorce coach. She helped us air our grievances, agree how to live together peacefully until we could separate, how to make financial decisions, how to tell our daughters and other immediate family, when to sell the house, etc.
I’m convinced that the collaborative process is why my ex and I have an amicable relationship now.
Good luck!

Yes it was a pain in the bum, but it is just a temp position and is better than one or the other of you throwing the other one out on the street.

I have not been in that situation, so I cannot offer advice, but you do have my sympathies. Hang in there...

I've recently gone through this situation and it worked itself out after a period of time. We had an extra bedroom to accommodate our dilemma while we were able to help each other work out the actual problem of finding a new place for each of us. We called an auction house to come and get everything we didn't want to keep and that gave us some space and cash. It helped to put things in writing for each of us to abide by and know where we stood. Time went slowly but we managed to do it.

The way you phrase it, "my wife decided" makes it sound like the decision was unilateral on her part. I've been on both sides. By the time I've gotten to that point, I'm just done and there's no going back. I've heard marriage counselors say that by the time couples get to their office it's almost always too late. Treat it like any crappy situation you didn't choose, your job was bought out and the new boss hates you or you got assigned a Jesus freak for a dorm mate. Take care of you, keep your mind open to possibilities. You may have to be a lot poorer and get a roommate or couchsurf, decide for yourself if that's better.

Well, that sucks! I've dealt with this scenario twice in my life. The first time around I had to move in with my parents temporarily while I regrouped. The second time, I was in much better shape, financially. I'm not wealthy, and I had to drain much of my retirement to establish my own household, but it's done. I don't know the specifics of your situation beyond what you described, but if that is an option for one of you (to move in with parents), it could work. But you mentioned that without her income, you can't afford to maintain the home you're in. If there are no children involved, that simplifies things greatly. You may have to entertain less appealing options, like becoming a sub-renter and getting a room in a house. These types of rental arrangements can be found on Craiglist and possibly on larger real estate sites like Zillow.com (but I think they focus on the whole unit, and not sub-leasing/renting). I'm sorry you're in this situation and hope this is helpful in some way.

I'm so sorry you going through this. Hang in there, it happens to a lot of people all the time.

Same boat still together for the rent and daughter.

My wife left on Saturday for the same sentiment. She is living with her parents. She has to get a job to get her own place.

I don't have any constructive ideas. I am sympathetic and understand how difficult that must be. Hugs.

Been there guy. 3 years before the final. It CAN be done. Fortunately for me, we lived in a luxury home large enough that we could establish separate zones to live in Just try to keep the hallway sex to a minimum.

Been there, done that. It was good after the initial awkwardness went away. We got along great and parted as friends when it was all said and done. Just have respect for each other's space and no obvious dating.

After reading all these comments, I'm never getting married and I'll never live with anyone.

Can you sell the house you’re currently in? Each get your own place after? If there’s a lot of debt, bankruptcy is an option.

Talk to a local divorce lawyer. I'm a divorce lawyer in CA. You need to prepare for the transition, gather your documents, and educate yourself as much as possible about the law so that you can avoid financial catastrophes.

We owned our home so lived together separated for the 3 momths it took to sell it, with 3 kids this was not easy... I went up to a friends on the weekends and we recorded our music, a great distraction. If you are renting it’s tougher, do you both work? You will likely need a simpler lifestyle, just rent a room or get a roommate. You will recover, live simple, cook at home. If it’s possible to live below your means save your money. I would not get married again, marriage is just a bad deal for men. I’m still paying for it... that said, I’ve had lots of good things happen in my life that would not have been possible if I was still married. Don’t let stress get the better of you, you will find a way to survive and prosper if you stay present... don’t expend all your energy on worrying about past or future, what can you do today, do you have food today, do you have a roof today. You are walking where many have gone before you, the dust will settle and you will learn to love your new life. If both people in a relationship aren’t happy nobody is happy... the challenges may seem an impossible task, breathe and do one thing today to make a new life... you do not need to know what it will look like until you get there... it’s all about this moment.

My wife and I have been happily separated for over 10 years now and we are best friends than ever. We both agreed since the beginning of the fall that we will keep the empire (our house) together. It has not been that difficult for us. We both respect our personal time and share the responsibilities as parents. Both daughters adults now and they perfectly understand. Long story short, it is possible.

For what my 2 cents are worth, I was on the other end of this. I filed for divorce, but wanted to make sure my wife and child would be secure once I left; so I stayed there on the couch for a few months (Michigan has a 6-month waiting period when you have kids) to give our kid time to adjust and get ready for the change, and to work out our financial arrangements in advance. They stayed in the house, I moved to an apartment and we agreed on the amount of support. Kept the courts out of our finances completely. Clearly yours is a different situation, but so far we have had no animosity. I just explained that I had to go. She knew why; I asked her to go to counseling and she refused, so I felt I had to take the next step, for my own sake.

Probably not very helpful, I know... sorry.

Been there...
Do the things that you have to do to accomplish the divorce in a timely manner, they have to get done and it's a lot easier if you stay on top of things.
No matter how bad you feel that you are treated, do not retaliate.
And the hard part... Just enjoy life the best you can.
Oh, one last thing, do not bad mouth your soon to be ex especially to your children.

In the exact same situation!

"can't afford a new household"? Unless you have equity in a house you mutually are trying to protect then why stay? For me, living in a motel with weekly rates short term would be more healthy. Crash on a friend's couch until first month rent and deposit is saved.
Children involved? Plans become more complicated. You provided little info to base suggestions on. Best of luck to you.

I'm sorry. maybe look for a roommate?

"can't afford a new household"? Unless you have equity in a house you mutually are trying to protect then why stay? For me, living in a motel with weekly rates short term would be more healthy. Crash on a friend's couch until first month rent and deposit is saved.
Children involved? Plans become more complicated. You provided little info to base suggestions on. Best of luck to you.