That is a good question that the article doesn't go into. But if you're going to break it down to semantics like this, we're all losers when it comes to credit. From one credit company to another we are all victims. This is the system we've been forced into and what our ruling class capitalist survive on. I personally fought against this system for many years until I was eventually forced into it. You might remember a time when you could go to any bank and cash your payroll check. Free of charge! Then banks began slowly charging, more, then more, until you then needed to have an account. I ran out of banks to cash my checks without handing over a religious requirement. Anyways, you lead me towards researching for answers.

Seems this story is actually from 2015 in which this move became quite problematic for Mr. Dan Price. Although he made this change without adding more fees, he became a victim of backlash in other areas. It's quite a interesting story. My hats off to this guy! I'll bet there are very few people who come from a background like this that go on to make a move as such.

A Company Copes With Backlash Against the Raise That Roared----also from 2015

[nytimes.com]

Other articles on this can be found>>>>[en.wikipedia.org]

@William_Mary Henry Ford raised wages voluntarily so that all his worker's could afford to buy his cars and other gangster capitalists retaliated provoking Ford to anti-Semitism

Exactly! There are some good millionaires out there. Some good companies. Employee minded towards ownership, shares, and profits. A fairly large group of them want to actually pay more in taxes for a better society. These are not the one's Biden speaks of though! He speaks of the 500 companies that shore their base in his state to keep from paying taxes.

This is common sense to a sense of equality towards a better society. Within our establishment and our media in which they own, common sense will not be tolerated and rarely heard of to this nature.

@William_Mary Biden did not create the law that allows any business to incorporate in DE. Perhaps if Biden heard this story he would use it in his campaign, or Warren, or Yang, or Someone Please.

@William_Mary That may be true, but I stopped being a one issue voter long ago. No one who takes up politics as a life style is lily-pure. Like the john said to the prostitute, now that we've established your career let's agree on your price.